If you financed a vehicle between 2007 and 2021, you might have paid excessive fees or interest, and you could be eligible to reclaim that money.
Lenders have until 31st May 2026 to respond to your complaint, whilst the FCA are finalising on their redress scheme. Read more.
We can help you claim your money back. Join over 10,000 drivers who’ve already used our service.
On a car, bike, caravan or other vehicle using PCP or HP?
Were commission hidden from you? Many drivers don't even know
Were you unaware they could set or adjust the interest rate on your deal?
Were the terms of your agreement clearly explained to you?
Did you feel under pressure to agree to the deal?
Were they explained to you before taking out the finance?
Our system securely checks your credit history to find all car finance agreements in your name, even if you’ve changed your name or moved address.
![[interface] image of game development tools](https://cdn.prod.website-files.com/69a7f9bbb555b61d55813b67/69a8183a8c4b9abd45cd7da5_Claim-Team.jpg)
Our dedicated team takes care of all the paperwork and verifies your case before passing it to our legal partners, who will work to complete your claim as quickly as possible.
![[background image] image of a busy tech company's office space (for a ai education tech company).](https://cdn.prod.website-files.com/69a7f9bbb555b61d55813b67/69a81b60196bb75ff98bdac8_0aae4b8b94ce32142d75c2e08f02b201_Legal.jpg)
Our specialist legal partners will negotiate directly with lenders and work to maximise your compensation - whilst you relax.
With our “No Win, No Fee” service, you’ll usually pay 30% + VAT (36% including VAT) only if your claim is successful. This means there’s no financial risk to you — if your case doesn’t win, you don’t pay. There are no upfront costs or hidden fees, so you’re never out of pocket. Please note, a cancellation fee may apply if you choose to cancel outside the cooling-off period.
You don’t have to use a claims management company to pursue a claim. You can contact the car dealership or finance provider directly at no cost. If your complaint isn’t resolved, you can take it to the Financial Ombudsman Service.We may receive a referral fee if we introduce you to a third party or panel solicitor, but this will not affect the amount of compensation you may be entitled to.
The FCA has extended the deadline for motor finance companies to respond to complaints about discretionary commission arrangements to 31st May 2026.
Read latest update
If you financed a vehicle between 2007 and 2021, you may have paid
too much in fees and interest and could be eligible to claim a refund.